CONCENTRATION TRENDS PAGE

• categories and sub categories on which the yearly expense or n° of purchases in the past years, is concentrated
• months on which the yearly expense or n° of purchases in the past years, is concentrated
• quarters on which the yearly expense or n° of purchases in the past years, is concentrated
• for each quarter, categories and sub categories on which the yearly expense or n° of purchases in the past years, is concentrated

any item or month or quarter taking a percentage lower than the highest, but by less then 5% of the highest, is regarded as taking the highest recorded percentage

you have to log expense on more than 3 years, for this app’s page to give you info

the items, months, quarters, are listed from the one with the higher n° of years where they take the highest recorded percentage of the total for the year (or the quarter, on Distribution Page)

you can choose among 3 concentration levels: 60, 70 or 80 percent

is there any trend?:

– you can look at the n° of years where the same item, month or quarter, takes the highest recorded percentage of the total, over the n° past years considered for the calculations at label ‘Years:’: for example, for expense in the year, concentration between 60% and 70%; 3/4 means that in 3 of the 4 past years of expense, the item takes more than 60% and lower than 70% of the yearly expense

over the years some event might happen that changes your spending habits a lot. Therefore, data from the years prior to that one, can’t be used to spot any trend for the future. You can select a new start year for the calculations, by tapping the clock icon

 

 

THE PAGE IS MADE UP OF FOUR SUB PAGES:

YEAR PAGE

•  categories and sub categories on which the yearly expense or n° of purchases in the past years, is concentrated

 

for example, for expense:

• is there any item on which I tend to spend a big chunk of what I spend in the year?

 

 

MONTHS PAGE

•  months on which the yearly expense or n° of purchases in the past years, is concentrated

 

 

QUARTERS PAGE

•  quarters on which the yearly expense or n° of purchases in the past years, is concentrated

 

 

DISTRIBUTION PAGE

• for each quarter, categories and sub categories on which the yearly expense or n° of purchases in the past years, is concentrated

 

 

for example, for expense:

• for the selected quarter, is there any item on which I tend to spend a big chunk of what I spend in the quarter?

 

the graphs are the same as the ones on Highest Share Trends Page

 

for example:

 

 

when you tap and hold on any card, you’ll also see the n° of items with expense in the relevant time frame:

• for example the higher the n° of items with expense in the year, for the same percentage of concentration, the higher the concentration of the yearly expense on one item

 

in this example there are just 2 past years of expense: too few to spot any trend